The irresponsibility comes in from the fact the limo driver even got the car stuck in the first place. Attempting to go over the elevated crossing with a stretch limousine with low-ground clearance was just a physics failure. He was left hanging like a seesaw.
At least the driver of the limousine was responsible enough to get the teenage birthday party of the car before the train came down the track. No one was injured in the crash, which is why we feel comfortable pointing out the irresponsibility and stupidity. Wonder if they got their security deposit back?